“PARASITE INDIA” AND “BACKWARD INDIA” YOJNA BY RAHUL GANDHI

“PARASITE INDIA” AND “BACKWARD INDIA” YOJNA BY RAHUL GANDHI

( Please read this article carefully and share with all if you find merit in it )

On 25^th March 2019 Congress President and one of the aspirants for Prime Minister of India has declared that he will be giving 12000 per month to each of the poorest family which in his view are 20% of the population .

If I look from country’s growth and development point of view I find it very damaging and backward oriented.

In this country many graduates or even some professionals are earning salary less than 12000 per month so where do you classify them Mr Rahul . Many sweeper , watchman , maid etc are earning similar or less than 12000 p.m . So if I take 12000 as a cut off I don’t know this will cover 20% or 30% or 40% of the population .

If anyone gets free 12000 per month along with other subsidies why will he work. He will go back to his village and this money is enough for livelihood there .

So is he planning to create an IDLE POPULATION base when elected . Is he planning to create a lifelong PARASITE base when elected .

Now lets talk of remaining ones . lesser manpower will then be available for factories , industries , offices . workforce demand exceeding the supply cost of labour force will increase  . Demand for higher wages will rise and Congress ally LEFT will get rebirth in form of organising bandh, dharna, strike and also destruction of public property if demand not met . What will be the level of productivity etc ?

Corporates , factories will be forced to work on decreased capacity due to shortage in labour force leading to lesser output , lesser sales , lesser revenue and lesser ECONOMIC GROWTH .

Mr Rahul Gandhi first learn how to increase the country income, productivity and then talk of spending and wasting the hard earned resources . You have not earned a single penny by working so you can not understand this .

By the way Mr Rahul Gandhi who will foot this socially and economically detrimental  YOJNA – THE HONEST TAX PAYERS ?

In this country people now are not covered under Pension scheme even after they will slog to work for 30-35 years . With increased cost of living in their old age they are having tough time and you have this foolish thought of distributing free money to those not working and also inducing them not to do work and sit idle at home .

Rahul Gandhi you are worth not even becoming a MP forget becoming  PM .

Farmers issue and ways to resolve it from root

Farmers issue and ways to resolve it from root

Last many years I have been hearing small farmers’ poor financial conditions leading them to distress and suicide as well. Politicians rather than resolving the issues have deliberately kept it alive for decades so as to corner the ruling party and use it as a tool during election for vote bank . Role of parties changes (ruling party becomes oppositions and vice versa) but game continues between politicians . Small farmer issue will remain as it is in next many elections and it will always be exploited by oppositions in every elections to come . Will be resolved only if solved from root

Situation Till now – loans given every now and then , loan waiver demand , loan waived , again fresh loan given …… and cycle continues and will keep continuing ……….. . 

Situation Ahead – Small farmers plight will remain or even become worse till not resolved from root .

Lets’ examine the usage of Loans – Given for what ? to create fixed asset ( tractor, pump, generator etc ) or for working capital requirement ( seed , urea etc ) ? . Anyone who is poor , finding to meet his day to day expenses does long term asset creation has any meaning ? Will he use those bank loan money for said purpose or for meeting his day to day survival expenses ? If he is not having enough money to meet his normal living how he will meet asset maintenance expenses ( tractor repair , machine breakdown etc ) so at some stage that asset will be sold in secondary market . Now does it make any sense to give loan for asset creation to such farmers ?

Working capital loan – Most of the operational expenses ( sowing etc ) are either free or highly subsidized still why distress . Money is earned only when the agri products sold but expenses all 365 days . Have they kept their money safely or someone bluffed their ignorance and situation ? Did they use their expenses wisely and in staggered way ? Its obvious for many such type of people that once they get huge chunk they spend more and extravagantly initially only to realise the mistake when shortfall felt.

Cause of financial distress – Not able to pay the loan as earnings were/ are insufficient . So Cause is not loan but earnings .

Analysing the root cause - Why are small farmer poor and becoming poorer and earnings reducing and they are in debt trap , unable to pay loan and under financial strain ?. 

They inherited a piece of land from their previous generations . Their forefathers were also farmers . earlier generations were having many children. land kept getting divided among all sons generation by generations . So each one getting a smaller piece of land for farming . Many might have sold some part of their land for medical reasons , educating children etc. . So the now net plaughble land has reduced further . ( LAND HOLDING REDUCED ) What about the size of each family ? Following similar trend as of earlier generations . The foodgrain outputs on that land will be of some limit and value . But cost of living has increased like anything due to nos to be fed , expenses for better lifestyle . Its very obvious that the earnings of such farmers are unsustainable to meet their life expenses . Even all form of free and highly subsidized inputs ( electricity, water , seeds , urea , crop insurance etc ) not able
to resolve the woes . So waiving farm loan will resolve his problem ?. NO and NEVER .

Solution –(1) ensure stable sustainable earning to meet his life and family expenses .
(2) Don’t burden him on debt through unnecessary loan if he is not able to meet the interest payout issue .

Execution of Solution –
• Average land productivity , produced farm product value and minimum sustenance expenses has to be determined for each such poor farmer land holding size wise . Gaps known i.e who can sustain their living from current productivity and who can not .
• Any fresh farm loans to such entities will keep causing distress to them so need to examine that should they be given loan now or till they reach a stage where can service their loan .
• Like Mutual Fund , pooled land farming concept has to be evolved . Like MF the real owners are investors but managed in most professional way same concept and legal entity has to be created . e.g lakhs of such farmers pool their land and it becomes say 50000 hectare of plaughble land managed ( farming ) by an legal expert entity.
• Ownership of that land legally will remain with that small farmers but as its sublet given to that legal entity only for farming . Each small farmer will be an owner of land chunk of land in proportionate basis .
• All cost , fixed and operational to be borne by that legal entity along with Government support and monitoring .
• Fixed cost inputs and regular expenses to be borne by that legally structured entity like tractors, seeds , electricity , crop insurance , store house etc . Government financial and other support providing on lease, rent etc .
• Each small farmers will have to act as compulsory as labourer and will be getting minimum monthly salary for monthly livelihood sustenance of their family . labour cost will be given to the real owner , he will work with full dedication as its his and it is also under his watchful eyes .
• Once produced , Agri product sold by legal entity as per pricing guidelines laid down by Government in organised and structured way in most transparent manner. The individual small farmer does not carry any burden of selling and marketing.
• Information of how much produced and the share of per farmer from the sale proceeds/ gain in proportion to his farm holding shared with them in most transparent way .
• Such farmers should also be encouraged and educated on regular saving , investment in right manner so that at some stage they are financially capable to do farming on their own , earn better living and grow as well.

NAYI INDIA NAYI SOCH

NAYI INDIA NAYI SOCH

Everyday you will find one or the other politician talking on social, economic , international issues . Most of them are highly ignorant but once elected media gives them special privilege to talk whether talking sense or nonsense . Anyone becoming MP, MLA or even Corporator are there representing public and to address people issues . But before doing so have they got enough knowledge to address public issues ? 

Any Tom , dick and Harry winning election due to money, muscle, family linkage and representing us . Even after 72 years of independence they keep talking of issues unresolved and keep exploiting during elections time .

How can you make policy when you are ignorant or not well versed with the subject ? How can you make beaurocrats accountable and responsible when you yourself have no idea on the subject matter .

Every corporate provides training to its employees to upgrade their knowledge , skill set to make them productive and increase corporate productivity . Why the same logic can not be employed for all elected representatives . Why it should not be made mandatory for each one of them to attend specific trainings which relates to life of an Indian . They should know what are the real causes of all the malaises in economy , society etc , how to remove them , betterment process etc .

Parliament , Assemblies should identify topics and have these trainings mandatory for all and properly and timely executive as well from best of the professionals , domain experts etc .

Farmer issue is what everyone talking . Most do not even know the root cause and how can be resolved . 

My next blog on that issue .

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